Being frugal truly starts with a commitment on your part. You have to dedicate yourself to learning as much as you can about how to save money. When you want to shop online, this article should be the start of your education, so be sure to read it in full.
Avoid shopping on sites that aren’t familiar or have no online user reviews. No matter how much you might want to order their merchandise or how low their prices are, you just don’t know what you’re getting into. Reserve your online shopping dollars for the well-known and trusted sites that keep your info safe.
When you enjoy the convenience of frequent online shopping, it’s very important to keep changing the passwords you use for each account. Every couple of weeks or so, make up a new password for your bank and the shopping sites directly. Use abstract words, combined with numbers and other odd characters for the strongest passwords.
Read customer testimonials before you buy anything. People are more than happy to complain about bad service online, so look for sites and testimonials that are terrible so that you know what you’re getting into. You should take bad reviews with a grain of salt, but if you see many, you know there is a problem.
Beware of the shipping charges when you make a purchase online. Even though the product may have a good price, sometimes high shipping costs make the purchase not such a good deal. Calculate your total out-of-pocket costs for your purchase before you submit your order to avoid paying more than what you had planned.
It is best to shop online with a credit card. Most credit cards come with a protection plan in case your information is stolen. Your bank will probably give you your money if you purchased a bad product with a credit card while you will entirely depend on the seller to get your money back if you used a debit card.
Many of us have a favorite store – are you following your favorite store on Facebook and Twitter? If not, you should be! Companies often announce special offers or sales via social media sites, and by checking their Facebook page or Twitter account regularly, you may find some good deals that you otherwise would have missed out on.
Think over the purchases you’re making online prior to deciding to click the button to buy something, regardless of what website you might be visiting. It’s too easy to click the wrong color or style. Check your cart carefully to make sure you get exactly what you want.
No reputable company should ask for or need your social security number simply for shopping purposes. Therefore, make it a practice never to give out your SSN online. If you are making a purchase and you are asked for this number, do not continue. You are probably on a scam site, and you should not complete the transaction.
When you find a clothing item that you like but are not sure what to pair it with, shop around. Different sites might offer the same products, but they may present them differently. You could find the same shirt paired with different pants or skirt. It will help you get a good idea of how it would look when paired with different bottoms.
Make sure that you only provide the bare necessities when shopping online. Usually all that is required is your name, address and credit card number. Occasionally there will be additional areas for you to add personal information and phone numbers. If these areas are not required, do not fill them out. They can sell this information to marketing companies and you will be inundated with spam mail and marketing phone calls.
If you have filet mignon tastes and a cheeseburger budget, turn to auction sites. You can often find brand new designer items at a heavily discounted price. Try searching for a slightly misspelled version of the designer’s name. You may be able to find an item that no one else has seen.
Look for clues that the small online shopping site you’ve chosen is reputable. Is there online store powered by Amazon? That’s an obvious sign that it’s legit. Is it a secure website (look for https instead of http)? If so, it’s another great sign. Do they show customer feedback? Another excellent sign. If you see none of these, you should do more research prior to making the decision to buy through them.
You might be tempted to use the same password on all the sites you shop. It is very important that you shake things up for security’s sake. Have passwords listed on a safe password protected document so you don’t forget any of them.
If you want to maximize your savings, consider joining a few shopping forums. This will enable you to get alerts from others that are seeking deals too. Message boards are an excellent way to get some detailed reviews, coupon codes and useful information about promotional offers.
Speed up your shopping with bookmarks. Create a bookmark folder that contains links to your favorite shopping sites. If you are shopping for an item online, you can waste a lot of time searching through sites till you find the right product at the right price. With a list of preferred sites, you can start there and save a lot of time.
Be honest with yourself if you have an online shopping addiction. It can almost be easier to be addicted to shopping online, since it is as easy as pressing a button. If you find that you are spending too much time on shopping sites and coupon forums, think about whether you need to take a step back.
Now that you have read this article in full, you are armed with the knowledge you need to keep your online shopping bills to a minimum. While you can still buy everything you need, you also know how to pay less for each item. Keep learning so you can continue to be a bargain shopper.